Online Pyament or Not?

TitanStore

I have a website selling sneakers and t-shirt http://titanstore.vn/ and i'm using traditional method for payment by call and COD shipping. My website is building in HTML5 platform and now i wonder should or shouldn't build up the online payment for my store. I think the open sources are not good on firewall and security and i didn't know what methods i can apply for this issue.

cdevos

TitanStore wrote:

I have a website selling sneakers and t-shirt http://titanstore.vn/ and i'm using traditional method for payment by call and COD shipping. My website is building in HTML5 platform and now i wonder should or shouldn't build up the online payment for my store. I think the open sources are not good on firewall and security and i didn't know what methods i can apply for this issue.

There are some significant benefits and risks to accepting payments online through your website.

Pros:

• track where buyers are connecting to your site from
• make it easier for buyers
• less work taking calls
• better user experience
• accept payments at any time

Cons:

• have to keep customers' payment info secure
• larger target for hacking
• there can be fees depending on payment route

I'd say it depends on if you're more worried about potential leaks and maintaining an online payment system or about fees from third parties. If you want it to be secure and low-maintenance you can choose to go with a third-party "payment gateway" for PayPal, credit cards, etc. where it leaves your site and takes you to a third party site for payment.

Or you can put in more work and add a shopping cart type system with payment option to your website but it takes work to maintain securely and keeping it compatible with different browsers, devices, etc. Also get an SSL certificate and make sure it is applied correctly so that your customers data is more secure.

Hope that helps! Cheers.

Tuah Bao

I think you should start accepting online payment for 3 main reasons:

1) Industry norm - Online payment is now part of the industry standard. People are expecting to checkout online.

2) Reduce fake orders - COD exposes to the risk of prank/fake orders. People may order and cancel when it arrives to their doorstep or ordering with fake address (prank orders). You will have difficulty controling it and suffer losses. 

3) Improve efficiency and enhance security - You can automate and tighten the security online, reduce human errors and improve speed. Payment by call may still expose to human errors or theft problem. Staff may ask customers pay to them instead of the company.

Adri

It's a YES man, online payment is a must have in your ecommerce websites.

jordanmcclure

If you are having business, you collect payments mainly through cash or checks, adding online payments provides a number of advantages to you and your customer.

1. Speed up the process

2. Save you from trouble

Once you’ve set up your web page and connected it to an online payment service, visitors to your site will be able to pay online for products or services. The online payment process begins when the visitor clicks the button to pay online for membership fees or an event registration, or to make a purchase something from your online store.

To get started with online payments, you need:

• a merchant account
• an account with a payment service provider
• a web page with a button that initiates the transaction process