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Question on the Funding section of a Business Plan

How does one go about estimating potential business costs when you know you could have a fairly high budget but you don't want to make the costs so great that no one chooses to lend or invests in the business? And furthermore, how does one go about finding companies that offer business supplies? Lastly, the dreaded question, are there ways of gaining financial support in spite of poor credit? Or ways to basically improve it just enough so it isn't an issue?
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