PayPal, Google Checkout or Standard CC Merchant Account?
I have been using PayPal and Google Checkout to accept credit card payments online.
However, it seems that many corporate card holders and government purchase card holders can not use either of these. In those cases I usually accept a purchase order, or have the customer send a check. However, it sure is embarrasing to not be able easily accomodate a customer.
My reason for using PayPal and Google Checkout is to save money. (Google Checkout charges us no fees and PayPal has no minimal fees). However, now I think it is time to get a standard credit card merchant account.
My budget is tight, but I suspect I am losing business because of the cumbersome payment options we have, and so need another options for accepting credit cards.
I have compared cc processing merchants until I am blurry eyed. Can anyone recommend one that is economical, but secure and reliable?
Currently all sales are done online, however, I am planning on doing tradeshows.
I welcome solicitations from SUN members that may be in the Merchant Account business.
Thanks!
rookaps6/17/2008 9:22 AM
However, it seems that many corporate card holders and government purchase card holders can not use either of these. In those cases I usually accept a purchase order, or have the customer send a check. However, it sure is embarrasing to not be able easily accomodate a customer.
My reason for using PayPal and Google Checkout is to save money. (Google Checkout charges us no fees and PayPal has no minimal fees). However, now I think it is time to get a standard credit card merchant account.
My budget is tight, but I suspect I am losing business because of the cumbersome payment options we have, and so need another options for accepting credit cards.
I have compared cc processing merchants until I am blurry eyed. Can anyone recommend one that is economical, but secure and reliable?
Currently all sales are done online, however, I am planning on doing tradeshows.
I welcome solicitations from SUN members that may be in the Merchant Account business.
Thanks!
rookaps6/17/2008 9:22 AM
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Comments
When doing the analysis, think long-term, not short-term.
Dale King
I`ve had good luck with authorize.net.
Good luck!
If you have questions or confusion about any of the merchants, I suggest calling them directly and asking questions - I found it much easier to absorb it all listening to them explain it than I did reading it myself. It was all Greek to me, but finally the quarter dropped!
(Barry, I didn`t even know that Quickbooks had a merchant service, interesting! It sounds like you have good rates also.)foodietwoshoes7/2/2008 1:15 PM
GET YOUR OWN MERCHANT ACCOUNT!
Lee