If you qualify for a grant, you get the money free of repayment terms or interest rates. These are the top small business grants for women and minorities.
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Indeed, even now it’s harder for a woman to start a business, get a divorce or entrepreneur loan and so on. I faced hard times recently and was shocked by how prejudiced our bank system is. Only turned to private online services, I got a loan with a nice rate and terms. Now I work at Fit My Money that often posts financial tips and comparisons of reliable platforms. I hope one day the situation becomes better, but now we can rely only on independent experts.
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Although very few people know about it, there are US government funding programs where any women-owned or minority-owned businesses can benefit from a prioritized awarding of over $1 million in grant (free capital).
If you want to know more details, I have participated as an evaluator of such applications and also prepared a course on Udemy to reveal the tips & tricks to increase the chance of getting a grant.